For more information about how we can
of the most frequent questions we get is “Why
is my neighbor’s son/daughter paying half
of what we are paying for our son/daughter? There
are many variables that go into a car insurance
of vehicle (to work, to school, pleasure only,
make and model of car
coverage or liability only
various insurance companies have different experience.
One company may give a greater discount for a good
student if they have had better loss experience
with young drivers who get good grades. Some companies
rate based on which county you reside. Others base
it solely on zip code, regardless of whether you
are in the city or the county. Some companies charge
for a seatbelt violation. Others do not because
it is not considered a moving violation.
Our job is to know the likes and dislikes of the
companies we represent. We then take that knowledge
and find the best price for you.
Although car insurance is very price driven, we
also make sure you are adequately covered. You need
proper limits and proper deductibles. Would you
ever submit a claim for under $500? If not, why
are you paying more for a $250 deductible?
We will give you the various options that we uncover
and go over your choices. We will help you analyze
everything and even make a recommendation. The ultimate
choice, however, is always up to you.
Please call us for a quote. You are never obligated
to go with us just because we give you prices.